Technology solutions that go beyond regulatory
Be at the forefront of change with those who lead the transformation
Financial Market
Consulting and technology services that accelerate your digitalization and adoption of financial market innovations.
We serve our clients with a high level of personalization. Rather than starting from ready and closed answers, our approach is agnostic, that is, we first understand the problem, and then design the solution.
The Extra 
!
A FCamara é uma empresa de tecnologia e inovação que tem como foco a transformação digital e cognitiva dos clientes. Pra isso, investimos em uma equipe capacitada e entregas customizadas, com soluções desenhadas a partir das necessidades do seu negócio.
Conte com a gente pra explorar todas as oportunidades do Open Finance! Saia na frente dos concorrentes e garanta a confiança do cliente quanto à segurança do ato de compartilhar os dados.
Conte com o auxílio da FCamara em projetos que vão desde uma consultoria de negócios até o fornecimento de código padrão. Caso precise do desenvolvimento de uma solução sob medida, o time #sanguelaranja está pronto para aceitar o desafio.
Empresas de pessoas, que conhecem o segmento e estão prontos para entregar a melhor solução do mercado.
The Extra !
We created technology products that will include the entire development cycle of applications, considering the following points:
Standardize software deliveries
Automate quality, safety and reliability processes of applications
Monitoring and metrics
Automated adoption of standards
The Extra !
Behind every great transformation, there are people. We are a technology and innovation ecosystem that integrates human knowledge, strategic vision and flexibility to enhance the future of companies.
Our commitment when establishing the solution strategy is:
Lean solutions
The problem may be complex, but the solution needs to be simple.
Build from good foundations
If solutions exist that are compatible with the problem, our preference will be to customize only that part necessary to deliver the best outcome for the business.
Born with the ability to scale
Architecture needs to be lean, but with the ability to scale and support customer expectations.
Develop architecture for integrations
No single solution is comprehensive enough to solve all problems, it will be very normal for enterprises to live with dozens of applications. As important as the solutions themselves, will be the architecture that will ensure integration, data management and security.
Our total commitment with the result of clients is what sets us apart in the market.
Moreover, we guarantee support and constant review of strategies, always thinking about the performance metrics relevant to your business.
Performance
Channels definition and funds allocation focused on ROI, in addition to programmatic strategies, influencers and alternative channels. We are a partner agency of Google (Google Premier Partners) and Facebook.
Search Ads
Approach to planning campaigns on search platforms, such as Google Ads and Bing Ads. Our experts’ team works with all ads formats: From search to image, app and local campaigns.
Social Ads
Planning and selection of the best locations and audiences for advertising on social networks, using branding, traffic, lead generation and billing strategies.
With a technical team in the platform and a creative team preparing the approaches, we were able to bring excellent results on networks such as Facebook, Instagram, LinkedIn, TikTok and Pinterest.
Alternative Ads
Strategy to using advertising media that go beyond the conventional, to add value to the client’s goals. We work with programmatic media attribution, affiliate marketing and influencer marketing to expand and leverage results at every stage of the funnel. Usually in cost-of-acquisition or cost-per-view format.
Offered services
Macro market study
Access to surveys and inputs that indicate opportunities
Audience analysis
Definition of buyer-personas and brand-persona with archetypes survey.
Content and design guideline
Communication guide that rules that strategic positioning day by day.
Complete competition study
Survey of gaps and opportunities not taken advantage of by competitors, as well as market benchmarks.
Definition of brand positioning of in digital area
Conceptual delivery of positioning of brand, channels to be addressed and growth roadmap.
Definition of strategy and action plan
Tactical brand strategy implementation, with clear and well-planned deliverables.
Our performance in Finance
From our experience with Open Finance we have specialized in the financial segment in digital projects such as: creation and integration of banking products with PIX, super APPs, cryptocurrency brokerage platform and integrations with digital banks, acting in the definition of technological choices and the execution of projects.
Design
We co-create with our clients the best strategy focused on the business, from an innovation lab and design methodologies.
Agile Squads
We combine UX and design processes, new technologies and business vision, developing mobile, front-end and back-end solutions.
Data Agility
We bring to projects an agile and clean approach: short delivery cycles, prioritization by value and focus on business process.
Growth
We use a development methodology to maximize business indicators, realizing digital strategy and digital product growth.
Intrinsic premises in our DNA that enable projects that generate results:
Agility
Flexibility
Performance
Scalability
Reliability
Processes that make the difference:
Expertise in the financial segment
Knowledge of technology, protocols, integrations, and technology-related regulatory obligations.
Risk mitigation
We adopt strategies to identify potential digital threats and act on prevention.
Ability to adapt
Our experts assist with various solutions, adapting the deliverables according to your business objective.
Finance as a Service
Our services drive your business towards new revenue opportunities through financial services. Some of our solutions:
Financial management
Payment checkout
Digital portfolio
Digital bank
Administrative module
Scoring engine
Iniciador de pagamentos
The 
Factor!
As soluções da FCamara são adaptáveis ao seu negócio, além de atender a todos os critérios regulatórios e ser multicloud!
Content and design guideline
Our team is trained in different market sectors, such as retail, e-commerce, healthcare, financial, industry and mobility. With this diversity, the deliveries go far beyond design and IT, focusing on human behavior to achieve results that add value to your business.
Content and design guideline
Parte do time #sanguelaranja são profissionais formados do nosso Programa de Formação, em que capacitamos e os desenvolvemos com alto nível de conhecimento técnico.
Content and design guideline
Our deliveries are made according to particularities of each project and client. We think about products and services in a global way, in addition to a modern and beautiful interface. Thus, we provide excellence experiences throughout the journey.
The Factor!
- 10 years of experience with communication that generates results
- Teams that merge data and creativity
- One of most awarded companies in the communication sector in Brazil
- Premium partner with the major media platforms, such as Google, Meta, Bing, LinkedIn and others
- Senior and engaged team with the purpose of delivering excellence
- Specialists in CRM, Branding, Performance, Content, Social Media and Planning
The Factor!
As soluções da FCamara são adaptáveis ao seu negócio, além de atender a todos os critérios regulatórios e ser multicloud!
Content and design guideline
Our team is trained in different market sectors, such as retail, e-commerce, healthcare, financial, industry and mobility. With this diversity, the deliveries go far beyond design and IT, focusing on human behavior to achieve results that add value to your business.
Content and design guideline
Our team is trained in different market sectors, such as retail, e-commerce, healthcare, financial, industry and mobility. With this diversity, the deliveries go far beyond design and IT, focusing on human behavior to achieve results that add value to your business.
Entregas
Pesquisas e aprofundamento no projeto
Análise de concorrentes
Jornada do usuário
Heuristic Analysis
Personas
High fidelity style guide and prototype construction
Usability tests
Metrics
O que nos destaca do mercado
Times multidisciplinares com vasto conhecimento em diversas verticais de negócio
Programa de formação único no mercado, que garante o crescimento contínuo e escalabilidade dos projetos
Programas de imersão internos entre as diversas áreas de negócio
Aprofundamento no comportamento humano para guiar decisões e alcançar resultados
Goal-oriented teams
Open Finance Journey
1
Preparation
With consultancy to modeling, preparation and qualification of data in an optimized way, we assure all processes with full safety.
2
Connectivity
We connect your company with modular, safe platforms that offer solutions beyond the regulatory, such as Open Finance APIs, Management of consent, Management of tokens, data Receiver, OpenID, FAPI, CIBA, DCR; Sandbox and Partner connector.
3
Data intelligence
We use data intelligence with information processing and cleaning to provide more assertiveness to strategic and tactic decisions.
4
Professional Background
We facilitate the entire onboarding process of new clients together with the development of new products, contracting personalized insurances, portability and rewards instructed by behavior.
Process of consulting and co-creation of solutions
Development
With consultancy to modeling, preparation and qualification of data in an optimized way, we assure all processes with full safety.
Sustain and Evolution
We work on-demand to meet critical situations and evolution of your operation. Specialized team in Open Finance at the time you need, the way you need it.
Oportunidades do Open Finance
We connect your company with modular, safe platforms that offer solutions beyond the regulatory, such as Open Finance APIs, Management of consent, Management of tokens, data Receiver, OpenID, FAPI, CIBA, DCR; Sandbox and Partner connector.
Processamento de dados e retorno em tempo real
Grupo de variáveis baseadas em Open Finance para apoiar a tomada de decisão e as políticas de limites de crédito
Documentação descomplicada e de fácil entendimento
Escolha o melhor modelo para sua empresa: SaaS, PaaS ou On-premisses
Modelos de Inteligência de dados para Onboarding e KYC
Iniciador de pagamentos Open Finance PIX: realização de pagamentos de forma rápida e prática
The Factor!
Nós atuamos diretamente nos reguladores do Open Banking Brasil e Open Insurance Brasil, fornecendo dashboard de métricas, portais do cidadão, participante e área do desenvolvedor.
Nossas conquistas:
Top 3 Brasil na Certificação FAPI/DCR OpenID
Top 3 Brazil in Relying Parties OpenID Certification
1º Banco de Investimentos de nível S1 a ser homologado e reconhecido pelo Bacen como Iniciador de Pagamentos
Partners
Success cases
Challenge
Indústria de manufatura
Solution
Falta de flexibilidade do sistema ERP no transporte, acompanhamento e faturamento de matéria prima.
Results
Através da metodologia design thinking, elaboramos um workshop de co-criação com todas as pessoas chaves para levantamento de pain-points, quem são as personas e os objetivos do sistema. Com um break-down de mini sistemas que integrados resolviam os problemas em toda a cadeia, alcançamos uma operação eficiente, escalável e rentável.
Top 3 Brazil in FAPI/DCR OpenID Certification
Top 3 Brazil in Relying Parties OpenID Certification
1st S1 level investments bank to be approved and acknowledged by Bacen as payments initiator.
Success cases
Challenge
Nosso time ajudou uma empresa detentora de linhas de ração super premium a fidelizar clientes e garantir a recompra com um plano estratégico completo.
Solution
Após uma consultoria em negócios digitais, fizemos a cocriação de um modelo de assinatura com base na raça, porte, quantidade de animais e consumo mensal dos pets dos usuários.
Results
Nosso time ajudou uma empresa detentora de linhas de ração super premium a fidelizar clientes e garantir a recompra com um plano estratégico completo.
Increase of clients’ loyalty and repurchase
Increase of clients’ loyalty and repurchase
Increase of clients’ loyalty and repurchase
Challenge
Nosso time ajudou uma empresa detentora de linhas de ração super premium a fidelizar clientes e garantir a recompra com um plano estratégico completo.
Solution
Após uma consultoria em negócios digitais, fizemos a cocriação de um modelo de assinatura com base na raça, porte, quantidade de animais e consumo mensal dos pets dos usuários.
Results
Nosso time ajudou uma empresa detentora de linhas de ração super premium a fidelizar clientes e garantir a recompra com um plano estratégico completo.
Increase of clients’ loyalty and repurchase
Increase of clients’ loyalty and repurchase
Increase of clients’ loyalty and repurchase
Our Ecosystem
Cloud and Cybersecurity
Open Finance & Open Insurance
Data & Analytics
Applicable segments
Give your business an extra 
!
Talk to our experts’ experts’ team.
Insights
Our clients
Check out the latest posts from the FCamara blog
Insights
- Open Insurance: tudo o que você precisa saber
Sobre o que estamos falando? O Open Insurance visa impulsionar o processo de inovação e a criação de novos produtos e serviços personalizados para os consumidores. No Brasil, a implementação […]
- Pix e Open Finance: como os sistemas se relacionam?
O Pix e o Open Finance, duas inovações no setor financeiro, estão se tornando temas familiares. Enquanto os pagamentos instantâneos, como o Pix, já consolidaram sua presença no mercado, o Open […]
- Pix: o que é e quais são os benefícios?
O Pix está redefinindo a dinâmica dos pagamentos ao oferecer uma solução instantânea, flexível e segura para transferências entre contas. Portanto, esse meio de pagamento gera impactos no […]
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