Technological Solutions that Surpass Regulatory Requirements
Finance as a Service
We offer consulting and technology services that accelerate your digitalization and adoption of innovations in the financial market. We serve our clients with a high level of customization.
Instead of relying on pre-packaged answers, our approach is agnostic; we first understand the problem before designing the solution.
We Are the 
Behind the Transformation !
Behind every great transformation, there are people. We are a technology and innovation ecosystem that turns the adoption of digital journeys into value for your business.
Our commitment when establishing a solution strategy is:
Lean Solutions
The problem may be complex, but the solution must be simple.
Building on Strong Foundations
If there are existing solutions that fit the problem, we’ll customize only what’s necessary to deliver the best result for the business.
Born with Scalability
The architecture needs to be lean yet scalable to meet customer expectations.
Developing Integration Architecture
No solution is broad enough to solve every problem. Companies will often deal with multiple applications. Just as important as the solutions themselves is the architecture that ensures integration, data management, and security.
Finance Expertise
Financial Management
A financial platform bridging payment systems and all interfaces that require these services.
Payment Checkout
Seller management, customer management, transactional (credit card, boleto, Pix), refunds/cancellations, among others.
Digital Wallet
Account opening, two-factor authentication, statements, credit card payments, and settings.
Digital Bank
Account opening, two-factor authentication, statements, account transfers, bill payments, private label cards, and settings.
Scoring Engine
A platform for points conversion, responsible for cashback intelligence.
Admin Dashboard
Administrative dashboard, commissions, payouts, advances, reconciliation, integrations, and more.
Challenges We Help Overcome
Segment Specificity
We have expertise in technology, protocols, integrations, and regulatory obligations related to technology.
Risk Mitigation
We adopt strategies to identify potential digital threats and act preventively.
Adaptability
Our specialists assist in various solutions, adapting deliveries according to your business objectives.
The 
factor!
Boost your operation with personalized strategies and master the challenges of your business.
Operational Efficiency
Unlock your maximum efficiency and transform your operations with automation and AI, eliminating waste and optimizing processes.
Improvement in Customer Experience
Transform your customer's experience with personalized service using Artificial Intelligence, creating quick, relevant, and memorable interactions that build loyalty.
Agility and Scalability
Innovate, expand, and lead your business to success with intelligent digital products. The future is now!
Modernization and Integration of Applications
Accelerate innovation, eliminate silos, and drive growth by modernizing your applications and integrating systems in a simplified way.
Success Stories
Challenge
A leading ride-hailing company faced significant challenges managing payments for its driver partners. These professionals received earnings on a monthly basis or requested advances, which led to high operational costs due to the volume of bank transfers managed by the company.Solution
In partnership with a national fintech, we co-created an exclusive account for ride-hailing drivers, allowing them to receive payments instantly after each ride or delivery. Additionally, the account offers several exclusive benefits, enhancing convenience and financial efficiency for driver partners.Result
1 million registered account holders 
Challenge
One of the leading financial institutions in Latin America needed to develop a robust and efficient ecosystem that met the requirements of Phases 2 and 3 of Open Finance, in line with Brazil’s Central Bank regulations.Solution
To address this challenge, we built a comprehensive Open Finance ecosystem, applying our White-label FAPI Consent Module and TPP Reception Modules. We completed all required certifications ahead of the deadline set by the Central Bank, ensuring compliance and efficiency.Results
1st investment bank certified and recognized by the Central Bank as a payment initiator
TOP 3 FAPI/CDR OpenID Certification
TOP 3 Certificação Relying Parties
1st S1-level investment bank certified by BACEN
Challenge
A digital financial institution serving a wide range of customers was facing the challenge of accelerating its digital transformation through specialized teams focused on improving operational efficiency and meeting its customers' growing needs.Solution
Dedicated squads were formed, each with a specific focus. These squads included specialists who monitored and correlated events to prevent fraud, integrated Pix with third-party platforms, developed digital business account solutions, created regulatory and financial reports, ensured the security of online transactions, and developed new products and continuous improvements for existing services.Results
Participation in defining the fraud prevention process
Compliance with Pix version regulations
Lançamento de conta para empresas
Validation of documents, report creation, and structuring
Technical leadership and effective communication, promoting team engagementOur Ecosystem
Cloud and Cybersecurity
Open Finance & Open Insurance
Data & Analytics
Give your business an extra 
Edge!
Connect with our team of specialists
Our clients
Português do Brasil 
Português do Brasil 
English 
Español 
Português 
Português do Brasil 
Português do Brasil 
English 
Español 
Português 